1. Introduction
Nitesh Luthra (“Company”, “we”, “our”, or “us”) is committed to protecting the privacy and confidentiality of user information. This Privacy Policy explains how we collect, use, store, process, and protect the information shared with us through our website, communication channels, and associated services.
By accessing or using our website, you agree to the terms of this Privacy Policy.
2. Company Information
Registered Address
Nitesh Luthra
House No. 164, Adarsh Nagar,
Jaipur, Rajasthan – 302004
Contact Channels
3. Information We Collect
We may collect personal information voluntarily shared by users, including:
- Name
- Mobile Number
- Email Address
- City/Location
- Financial service requirements
- Information submitted through contact forms, WhatsApp inquiries, phone calls, or direct communication
Important Notice: We do not collect sensitive personal documents such as PAN, Aadhaar, bank statements, or payment information directly through this website.
4. Purpose of Information Collection
The information collected may be utilized for the following operational purposes:
- ✓Responding to inquiries and service requests
- ✓Providing financial distribution and support services
- ✓Client communication and relationship management
- ✓Sharing service-related updates and promotional communication
- ✓Sending SIP reminders and related notifications
- ✓Providing investment-related assistance and support
- ✓Improving customer support and service experience
- ✓Compliance with applicable legal and regulatory requirements
5. Communication & Consent
By submitting your contact details through the website, forms, WhatsApp, phone calls, or any other communication channel, you authorize Nitesh Luthra to contact you through phone calls, WhatsApp, SMS, or email regarding financial services, support, promotional communication, SIP reminders, investment-related assistance, and related updates.
Users may voluntarily share investment-related information and service requirements through WhatsApp or other communication channels for the purpose of financial service facilitation and support. Such information shall be handled with reasonable confidentiality and used only for servicing, support, compliance, and relationship management purposes.
✓ Users may request to opt out of non-essential promotional communication at any time.
6. Third-Party Platforms
Nitesh Luthra may facilitate onboarding, portfolio access, transaction-related services, and investment execution through authorized third-party platforms including **NSE NMF II** and **Investwell Mint**.
Use of such platforms shall also be governed by their respective privacy policies, terms, and operational guidelines.
7. Data Sharing & Disclosure
We do not sell, rent, or trade user information to third parties.
Information may be shared only under the following circumstances:
Authorized Transactions
With authorized financial institutions, Asset Management Companies (AMCs), insurers, or service providers for processing client requests.
Legal Obligations
When required under applicable laws, regulatory guidelines, or legal obligations.
Safety & Compliance
For compliance, audit, fraud prevention, or dispute resolution purposes.
8. Data Security
Nitesh Luthra implements reasonable administrative and technical measures to safeguard user information against unauthorized access, misuse, disclosure, or loss.
Note: No method of electronic transmission or storage is completely secure, and absolute security cannot be guaranteed.
External Links
The website may contain links to external websites or third-party platforms for informational or service purposes. Nitesh Luthra is not responsible for the content, privacy practices, or security of external websites.
10. Regulatory & Distribution Disclosure
Nitesh Luthra is an **AMFI Registered sub distributor**.
EUIN NO
EUIN NO- E104126
Registration Date
25 Oct 2025
Valid Till
24 Oct 2028
Nitesh Luthra operates as a Mutual Fund Distributor and facilitates financial distribution and support services. The company is **not** a SEBI Registered Investment Advisor (RIA) unless separately stated.
All Mutual Fund investments are facilitated in compliance with applicable AMFI, SEBI, KYC, FATCA, AML, and other regulatory guidelines.
* Investments in Mutual Funds are subject to market risks, and no assured or guaranteed returns are promised or implied.
11. Client Responsibility
Clients are responsible for providing accurate, complete, and updated information regarding their identity, financial situation, investment objectives, and risk profile. Any investment decision taken by the client shall be based on their own evaluation, understanding, and financial requirements.
Data Retention
Client information and communication records may be retained for operational, servicing, compliance, audit, dispute resolution, and regulatory purposes as required under applicable laws.
No Direct Transactions
Nitesh Luthra does not directly collect investment funds or execute transactions through this website. Transactions are facilitated through authorized third-party platforms.
12. Refund & Cancellation
Nitesh Luthra does not collect payments directly through the website. Accordingly, no online refund or cancellation policy is applicable through the website platform.
Testimonials Disclaimer
Any testimonials, examples, or client experiences shared on the website or communication channels are for informational purposes only and should not be interpreted as guarantees of future performance, returns, or service outcomes.
Policy Updates & Governing Law
We reserve the right to modify this policy at any time. Governing laws of India apply, and disputes shall be subject to the jurisdiction of Jaipur, Rajasthan.
13. Grievance & Support
For any queries, concerns, or grievances related to this Privacy Policy or data handling practices, please contact our support desk:
Corporate Support
Fintness Finserv Pvt. Ltd.
House No. 164, Adarsh Nagar, Jaipur, Rajasthan – 302004